Casino payment methods
For every method we publish the measured processing time, the fees and the limits. Taken from testing, not copied from the terms. Withdrawal speed is what matters: depositing is instant almost everywhere, cashing out is not.
Depositing and withdrawing are not the same transaction
A deposit is revenue and clears instantly. A withdrawal is a cost and passes through internal review, identity checks and only then the payment network.
So when you compare casinos, ignore how fast they take money and look at how fast they return it.
Method | Deposit | Withdrawal | Fee | Typical minimum |
|---|---|---|---|---|
Debit card (Visa, Mastercard) | instant | 1–3 working days | none | $5–$10 |
Bank transfer | minutes to 1 day | 1–3 working days | none | $10–$20 |
PayPal | instant | hours to 1 day | none | $10 |
E-wallet (Skrill, Neteller) | instant | hours to 1 day | deposit free; withdrawal may be charged | $10 |
Apple Pay / Google Pay | instant | via the underlying card | none | $5–$10 |
Prepaid voucher (Paysafecard) | instant | not possible | none on deposit | $5–$10 |
Mobile billing | instant | not possible | charged by the network | $3–$10 |
Cryptocurrency | minutes | minutes to 1 day | network fee | varies widely |
Credit card | depends where you are | rarely available | cash advance fee is common | $10 |
Exact figures differ by operator. The listing above carries per-casino values with the date we checked them.
Credit cards, and why the answer depends on your country
There is no single rule. Great Britain banned credit card gambling outright in April 2020, including cards used indirectly through an e-wallet. Several other regulators restrict it, and plenty allow it.
Two things are worth knowing wherever you are. Your bank may treat a gambling deposit as a cash advance, which carries a fee and interest from day one rather than at the end of the month. And a card is the one method that lets you deposit money you do not have, which is why the strictest regulators took it away.
If a site offers a credit card in a market where it is banned, that tells you which licence it is not operating under.
Methods you cannot withdraw to
This catches people out more than anything else on the page. Prepaid vouchers and mobile billing are one-way. You can fund an account with them; you cannot be paid out to them. At the first withdrawal the casino will ask for a bank account or card in your own name.
The reason is regulatory rather than technical: funds must return to a verified person, so that gambling accounts cannot be used to move money anonymously.
Mobile billing carries a second catch: the charge is applied by your mobile network, not by the casino, and it is substantially higher than any other route. Convenient once; expensive as a habit.
Why the first withdrawal is the slow one
At the first cash-out the operator completes its anti-money-laundering checks. Expect to be asked for:
- photo ID;
- proof of address no more than three months old;
- proof of ownership of the payment method.
That takes hours to two working days. It is avoidable: upload the documents right after registering rather than when you want to withdraw. The account is verified while you play and the first withdrawal then runs at the normal speed.
Where the regulator is strict, a licensee has to verify age and identity before you deposit, so much of this happens up front anyway. Offshore licensees often leave it until you try to take money out.
Minimum deposits, and the catch
Most sites set a $5 or $10 minimum. Sites advertising deposits from $1 exist, but the welcome offer is usually tied to a higher qualifying deposit. Typically $10 or $20. A $1 deposit lets you play; it does not get you the bonus.
The number that matters more over time is the minimum withdrawal. Where it sits at $20, a smaller balance is stranded until you top it up or lose it.
Where fees actually come from
Licensed operators rarely charge for deposits or withdrawals. Charges appear elsewhere:
- your mobile network, on mobile billing;
- your e-wallet, when moving money from the wallet to your bank;
- your card issuer, where a gambling deposit is treated as a cash advance;
- currency conversion, if you play in a currency your account does not hold;
- repeat withdrawals in one month, where the first is free and later ones are not.
Currency conversion is the one people underestimate. An account held in dollars, funded from a euro bank account, pays a spread twice: going in and coming out.
Withdrawal limits
Beyond the minimum there are daily, weekly and monthly caps. Ordinary winnings never reach them. A large win does: at a $5,000 monthly cap, a $20,000 win takes four months to pay out.
Jackpot wins are usually handled separately as a single payment. We note which operators do that.
Frequently asked questions
Can I use a credit card at an online casino?
It depends on the country. Great Britain has banned it since April 2020, other regulators restrict it, and many allow it. Your bank may still treat the deposit as a cash advance.
Why can't I withdraw to a prepaid voucher?
It is a one-way method. The casino will ask for a bank account or card in your name.
How long does a withdrawal take?
E-wallets and PayPal are usually same-day; cards and bank transfers one to three working days. The first one is slower because of identity checks.
Does the casino charge a fee?
Licensed operators generally do not. Fees come from mobile networks, e-wallets, card issuers or currency conversion.
Is crypto faster?
On the network, yes. The delay is the same internal review every other method goes through, so a casino that takes two days to approve a withdrawal takes two days to approve that one too.